🏠 Buy to Let Property Calculator UK

Analyse rental property investment returns including yield, cash flow, and ROI for 2026

Property & Purchase

Property Price (£)

Deposit (%)

Mortgage Rate (%)

Mortgage Term (years)

Income

Monthly Rental Income (£)

Costs & Fees

Stamp Duty Land Tax (£)

Include the 3% surcharge for additional properties

Other Purchase Costs (£)

Solicitor, survey, valuation fees

Monthly Maintenance (£)

Estimated repairs and maintenance

Monthly Insurance (£)

Management Fee (%)

Typical letting agent fee: 8–15%

Other Monthly Costs (£)

Ground rent, service charge, periodic safety checks

📊 Investment Analysis

⚠️ Disclaimer: This calculator provides projections for illustrative purposes only. Actual returns depend on property market conditions, interest rates, tax changes, occupancy rates, and maintenance costs. This does not constitute financial advice. Always consult a qualified financial adviser and tax professional before making property investments.